Backflow valves highly effective in reducing sewer backup damage

Backflow valves are 85% effective in eliminating sewer backup, according to Galen Heinrichs, stormwater utility manager with the City of Saskatoon. Moreover, in that 15% of instances in which a home experienced some sewer backup despite having a backflow valve, the backflow valve was nevertheless 96% effective in reducing damage from the event, said Heinrich. [...]

IBAO cautions property owners of spring melt

The Insurance Brokers Association of Ontario (IBAO) are reminding consumers to take the necessary precautions to protect their homes and belongings from water damage during the spring melt.  The combination of the melting snow and the influx of precipitation over the past days has caused water levels to reach unprecedented highs, an IBAO release says. [...]

Insurance Issues with Oil Tanks

Many homes across Canada use oil tanks as a source of heat, although oil tanks are more common in Eastern Canada. Oil tanks can be installed above ground or below ground. Insurance Issues Oil tanks can rust, deteriorate, and leak oil resulting in an environmental cleanup that can thousands or hundreds of thousands of dollars. [...]

Home Insurance Myths

Home insurance can be confusing. The following are some of the most common misconceptions about home insurance in Canada to help you weed through what’s fact and what’s fiction. You have to have home insurance Not necessarily. If you have borrowed money to buy your home, chances are your lender will require that you purchase [...]

Protect Your Home from Water Damage

Extreme weather and aging plumbing contribute to an increasing risk of water damage. RSA’s property experts have provided these simple pointers to help minimize the risk to your home. These tips can have an immediate impact on protecting your home and your valuable possessions. Tips for Preventing Outdoor Water Damage Check your eavestroughs and downspouts [...]

Insurance Issues with Wood Burning Stoves

Many homes and cottages use woodstoves as a primary or auxiliary source of heat and as well as a source of enjoyment. Insurance Issues Wood burning stoves can pose a serious fire hazard if they are not installed or operated properly. Creosote can build up in the chimney and provide a perfect fuel for a [...]

Boat Insurance – Saving money can cost you

Consumers are faced with a multitude of choices when shopping for boat insurance.  However, the decision usually comes down to purchasing a boat insurance policy or adding the boat to your home insurance policy.  Regardless of how the boat is insured, the decision is usually based on price without knowing the coverage and how the decision can affect the [...]