Texting while driving remains a Number 1 concern for Canadians: CAA

Texting while driving is the Number 1 road safety concern of Quebecers and Canadians, according to a Canadian Automobile Association (CAA) poll. “Although it may seem obvious to say that texting while driving is dangerous, far too many drivers are ready to run the very potent risk of causing an accident,” commented Yvon Lapointe, director [...]

Ontario Auto Reform – Bill 198

Effective September 1, 2010, Bill 198 in Ontario came into effect to address the rising cost of claims. Many of the changes were specific to accident benefits. Medical and rehabilitation expenses has been reduced from $100,000 to $50,000 Attendant care expenses has been reduced from $76,000 to $36,000 Cargiver, housekeeping and home maintenance expenses are [...]

Steer clear of cell phones – How taking a call while driving could raise your rates

First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario’s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices). What will [...]

Commercial Auto Insurance – Material Changes in Risk

The Ontario Court of Appeal recently confirmed that if an insured failed to disclose a material change in risk, the insurance company could reject a claim without having to void or cancel the policy.  The case involved a company with a fleet insurance policy that had employed a driver who had a record for impaired driving.  [...]