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Risk Management
Texting while driving is the Number 1 road safety concern of Quebecers and Canadians, according to a Canadian Automobile Association (CAA) poll. “Although it may seem obvious to say that texting while driving is dangerous, far too many drivers are ready to run the very potent risk of causing an accident,” commented Yvon Lapointe, director [...]
Backflow valves are 85% effective in eliminating sewer backup, according to Galen Heinrichs, stormwater utility manager with the City of Saskatoon. Moreover, in that 15% of instances in which a home experienced some sewer backup despite having a backflow valve, the backflow valve was nevertheless 96% effective in reducing damage from the event, said Heinrich. [...]
The Insurance Brokers Association of Ontario (IBAO) are reminding consumers to take the necessary precautions to protect their homes and belongings from water damage during the spring melt. The combination of the melting snow and the influx of precipitation over the past days has caused water levels to reach unprecedented highs, an IBAO release says. [...]
Condo living is the ideal way for many Canadians to own a home – whether you’re a first-time homebuyer or looking to downsize. Based on in-depth discussions with customers and brokers, we know that some of the most common questions condo owners have are about water damage. So this guide has been developed for condo [...]
Be Prepared for the Unexpected – Check This List Before Every Trip Lifejackets – Wear Them! Carry a Canadian-approved lifejacket for everyone on board. Make sure they are in good condition (check the zippers, buckles, fabric, seams, etc.). Check that they are properly sized to fit each person on board. Operator Competency – Are You [...]
First, Newfoundland and Labrador did it, followed by both Nova Scotia and Quebec. The trend to ban cell phones and hand-held devices while driving continues to make its move westward in the fall of 2009. Ontario’s Bill 118 prohibits taking or making calls while driving (along with using other hand-held or entertainment devices). What will [...]
Awning incidents are the most frequent claims reported. As your leisure and lifestyle insurance specialists, here are some tips for awning care that we think will help you stay safe and avoid any inconveniences while enjoying your Recreational Vehicle. Use a tie-down kit to help withstand sudden strong winds. Lower one end of awning 2 [...]
Extreme weather and aging plumbing contribute to an increasing risk of water damage. RSA’s property experts have provided these simple pointers to help minimize the risk to your home. These tips can have an immediate impact on protecting your home and your valuable possessions. Tips for Preventing Outdoor Water Damage Check your eavestroughs and downspouts [...]
The Countering Distracted Driving and Promoting Green Transportation, 2009 makes it illegal for motorists to use hand-held wireless communication devices or any hand-held wireless entertainment devices while driving. This includes portable video games or anything that involves viewing a display screen unrelated to driving such as laptops or DVD players. Drivers may use a wireless [...]